Effective August 12, 2014
(APR = Annual Percentage Rate, APY = Annual Percentage Yield)

We offer our members some of the best Share Certificate rates available.

Regular Share Certificate Rates

Terms                Minimum Balance APR    APY
3 Months $2,500 0.100% 0.100%
6 Months $2,500 0.750% 0.750%
12 Months $2,500 1.000% 1.000%
24 Months $2,500 1.250% 1.250%
36 Months $2,500 1.350% 1.350%
48 Months $2,500 1.500% 1.500%
60 Months $2,500 1.750% 1.750%
Penalty applies for early withdrawal.
Rates are subject to change without notice.

 

IRA Share Certificate Rates

Terms                Minimum Balance APR    APY
12 Months $1,000 1.000% 1.000%
24 Months $1,000 1.250% 1.257%
36 Months $1,000 1.350% 1.358%
48 Months $1,000 1.500% 1.510%
60 Months $1,000 1.750% 1.765%
Penalty applies for early withdrawal.
Rates are subject to change without notice.

View our Truth in Savings Statement for all Certificate products.

Amount of Penalty

For accounts where dividends are credited at maturity, the penalty imposed will equal 100% of the accrued dividends on your accounts. For 1- to 12-month Share Certificates where dividends are credited monthly, the penalty imposed will equal 1month of dividends. For 13- to 24-month Share Certificates where dividends are credited monthly, the penalty imposed will equal 3 months of dividends. For 25- to 60-month Share Certificates where dividends are credited monthly, the penalty imposed will equal 6 months of dividends. Funds withdrawn from any Certificate before maturity may not be used to invest in special offers valid during the time the funds were withdrawn.