Family Horizon Credit Union

Share Certificate Rates

Effective October 3, 2012

(APR = Annual Percentage Rate, APY = Annual Percentage Yield)

We offer our members some of the best Share Certificate rates available.

Regular Share Certificate Rates

Terms               Minimum Balance APR    APY
3 Months$2,5000.100%0.100%
6 Months$2,5000.150%0.150%
12 Months $2,500 0.400%0.400%
24 Months $2,5000.650%0.650%
36 Months $2,5000.750%0.750%
48 Months $2,500 0.950%0.950%
60 Months $2,5001.150%1.150%
Penalty applies for early withdrawal.
Rates are subject to change without notice.

View our Truth in Savings Statement

IRA Share Certificate Rates

Terms               Minimum Balance APR    APY
12 Months $1,000 0.500%0.501%
24 Months $1,0000.750%0.753%
36 Months $1,0000.850%0.853%
48 Months $1,000 1.150%1.156%
60 Months $1,0001.250%1.257%
Penalty applies for early withdrawal.
Rates are subject to change without notice.

View our Truth in Savings Statement

Amount of Penalty

For accounts where dividends are credited at maturity, the penalty imposed will equal 100% of the accrued dividends on your accounts. For 1- to 12-month Share Certificates where dividends are credited monthly, the penalty imposed will equal 1month of dividends. For 13- to 24-month Share Certificates where dividends are credited monthly, the penalty imposed will equal 3 months of dividends. For 25- to 60-month Share Certificates where dividends are credited monthly, the penalty imposed will equal 6 months of dividends. Funds withdrawn from any Certificate before maturity may not be used to invest in special offers valid during the time the funds were withdrawn.

FAQs

Do you offer Home Banking?

Yes, Family Horizons offers a whole host of online services, allowing members to perform a variety of transactions from their home, office or anywhere they have access to the Internet.

How do I log in to Home Banking for the first time?

Enter your Member Number and PIN to enroll in Online Banking. Do not add any leading zeroes to your Member Number.

The PIN is the last four (4) digits of your SSN. If you have accessed Maggie and have changed your Maggie PIN, please use your updated PIN instead of the last 4 of SSN.

You must also read and accept the Home Banking and Bill Payment Disclosure.  Once you've accepted the disclosure, you will be prompted to change your password.  We recommend that you use a combination of numbers and letters in your password for a higher level of security.  To view our Home Banking Demo, click here.

Third Party Site Disclaimer: Family Horizons does not endorse or guarantee 3rd party links. By accessing the other links on this page, you will be leaving Family Horizonsí website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Family Horizonsí website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Family Horizons.