VISA Classic/VISA Gold

Credit Disclosures
Annual Percentage Rate
Classic – 13.9%
Gold – 10.9%
Minimum Finance Charge
Annual Membership Fee
Grace Period for Repayment
of the Balance for Purchases

25 days
Method of Computing the Balance for Purchases
Average Daily Balance (including new transactions)
Variable Rate Information
The minimum monthly payment is 3.0% of your total new balance but not less than $10.00, plus the amount of any prior payments that you have not paid. There is a NSF check fee of $28.00 per check and a replacement card fee of $5.00 per card.  The billing cycle date is the 9th business day of the month.

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