Share Certificates

Share Certificate Accounts

High-yielding share certificates provide an alternative to traditional savings accounts, and can be opened with a minimum deposit of $2,500. As a Family Horizons member, you can choose the type and term of certificate that best meets your financial goals. Dividend rates vary, depending on the term of the share certificate. Terms range from 90 days to five years.

View our current rate information here.

IRA Share Certificate Accounts

Family Horizons members can open an IRA Certificate with a one-time transfer from either an IRA Savings Account, or any other source that doesn’t exceed the yearly deposit limits.

For more information, click here.

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2026 Holiday Schedule

  • New Years Day- Thursday, January 1, 2026 Closed
  • Dr. Martin Luther King Jr. Day- Monday, January 19, 2026 Closed
  • Presidents Day- Monday, February 16, 2026 Closed
  • Memorial Day- Monday, May 25, 2026 Closed
  • Juneteenth-Friday, June 19, 2026 Closed
  • Independence Day- Friday, July 3 and Saturday July 4, 2026 Closed
  • Labor Day- Monday, September 7, 2026 Closed
  • Columbus Day- Monday, October 12, 2026 Closed
  • Veterans Day- Wednesday, November 11, 2026 Closed
  • Thanksgiving- Thursday, November 26 and Friday, November 27, 2026 Closed
  • Christmas Day- Friday, December 25, 2026 Closed

Please contact a Family Horizons Loan Officer for current rates.