Home Loans

The house of your dreams doesn’t have to be just an image in your head. It can become the place you call home, with one of our many home loans designed to fit your unique financial needs. Whether you’re buying, remodeling or refinancing a home, we can help you with that.

We are the home loan resource for central Indiana, whether you’re near Greenfield, Indianapolis, or live in one of the central Indiana counties.  Take a look at our home-loans lineup.

Conventional – Our wide range of conventional loans provide members with low rates and flexible terms. We offer: Fannie Mae and Freddie Mac with Fixed Rates at 10, 15, 20, and 30 year terms; and Adjustable Rate loans with 1, 3, 5, and 7 year terms, some with down payment requirements as little as 3%.

Federal Housing Administration (FHA) – FHA loans offer flexible credit standards allowing gift funds and options for seller-paid closing costs.

Veterans Affairs (VA) – VA home loans offer Veterans special benefits like: no down payment, no monthly mortgage insurance, and closing costs that can be paid for by the seller.

JUMBO – Not all lenders have the ability to finance higher priced homes, but we do – with financing options for up to $2.5 million.

USDA – This unique product offers specific benefits to rural and suburban homebuyers, like no down payment, flexible credit guidelines, and no maximum purchase price limit.

Reverse Mortgages – For members at least 62-years-old, this product supplements a member’s income with the equity of their home.

Investment Property – Invest in real estate with financing options for properties from one to four units at a 30-year fixed rate.

Family Horizons can make getting a mortgage simple and easy – and save you money! To view our rates and apply online, click here.

Have questions? Contact a loan officer to set up an appointment at your nearest branch today, or call (317) 352-0423.

Home Banking Login

2021 Holiday Schedule

  • New Years Day- Saturday, January 1, 2022 Closed
  • Dr. Martin Luther King Jr. Day- Monday, January 17, 2022 Closed
  • Presidents Day- Monday, February 21, 2022 Closed
  • Memorial Day- Monday, May 30, 2022 Closed
  • Juneteenth-Monday, June 20, 2022 Closed
  • Independence Day- Monday, July 4, 2022 Closed
  • Labor Day- Monday, September 5, 2022 Closed
  • Columbus Day- Monday, October 10, 2022 Closed
  • Thanksgiving- Thursday, November 24 & Friday, November 25, 2022 Closed
  • Christmas Day- Monday, December 26, 2022 Closed

Please contact a Family Horizons Loan Officer for current rates.