Auto Loan Products

Guaranteed Auto Protection (GAP)

Since most auto insurance policies pay only for the value of the car (and this can be substantially lower than the amount owed for the vehicle), owners can be left paying for that “gap” between the actual value and amount owed.

This is why you might want to consider adding Guaranteed Auto Protection (GAP) insurance when buying a new or pre-owned vehicle. GAP insurance protects you and your entire investment if something happens to your car while you owe more than the car’s value. In other words, in the event of an accident or other loss, GAP insurance will cover the difference between the value and amount owed. We recommend GAP if you:

  • Live in an area with high automobile theft rates.

  • Drive in traffic during rush hour or spend a considerable amount of drive time on highways.

  • Value your investment in a new or pre-owned automobile.

Ask us about our low-cost GAP insurance! It’s a small price to pay for peace of mind.

Mechanical Repair Coverage (MRC)

As vehicles get older and miles add up, the likelihood for repairs increases.  Mechanical Repair Coverage can help you limit out-of-pocket costs for covered breakdowns.

To research, compare and buy Mechanical Repair Coverage, visit or call 1-866-565-4641.

  • Convenience- easy-to-use, 24/7 online shopping experience

  • Customer Service- expert service through a dedicated call center

  • Monthly Payments- through a convenient monthly payment plan that fits your budget

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc, in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA, and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida license #60023 and Oklahoma license #44198051), all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 800-752-6265.  This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. in CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state.  Be sure to read the Vehicle Service Contract of the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product.  MRC-2341946. 1-1218-0121 © CUNA Mutual Group 2018


Need to crunch the numbers? Use this simple calculator to learn how much your monthly loan payments might be. Once you’ve determined the loan amount that’s right for you, call us at 317.352.0423. We’ll help you get pre-approved for the low-interest loan that’s perfect for your personal situation. Or click here to apply online.

Simply type your loan information into the boxes to the right and this calculator will give you an idea of your approximate monthly payment.

Home Banking Login

2024 Holiday Schedule

  • New Years Day- Monday, January 1, 2024 Closed
  • Dr. Martin Luther King Jr. Day- Monday, January 15, 2024 Closed
  • Presidents Day- Monday, February 19, 2024 Closed
  • Memorial Day- Monday, May 27, 2024 Closed
  • Juneteenth-Wednesday, June 19, 2024 Closed
  • Independence Day- Thursday, July 4, 2024 Closed
  • Labor Day- Monday, September 2, 2024 Closed
  • Columbus Day- Monday, October 14, 2024 Closed
  • Thanksgiving- Thursday, November 28 & Friday, November 29, 2024 Closed
  • Christmas Day- Wednesday, December 25, 2024 Closed

Please contact a Family Horizons Loan Officer for current rates.