Guaranteed Auto Protection (GAP)

Since most auto insurance policies pay only for the value of the car (and this can be substantially lower than the amount owed for the vehicle), owners can be left paying for that “gap” between the actual value and amount owed.

This is why you might want to consider adding Guaranteed Auto Protection (GAP) insurance when buying a new or pre-owned vehicle. GAP insurance protects you and your entire investment if something happens to your car while you owe more than the car’s value. In other words, in the event of an accident or other loss, GAP insurance will cover the difference between the value and amount owed. We recommend GAP if you:

  • Live in an area with high automobile theft rates.
  • Drive in traffic during rush hour or spend a considerable amount of drive time on highways.
  • Value your investment in a new or pre-owned automobile.

Ask us about our low-cost GAP insurance! It’s a small price to pay for peace of mind.

Mechanical Repair Coverage (MRC)

As vehicles get older and miles add up, the likelihood for repairs increases.  Mechanical Repair Coverage can help you limit out-of-pocket costs for covered breakdowns. 

To research, compare and buy Mechanical Repair Coverage, visit www.creditunion.forevercar.com/familyhorizonscu/ or call 1-866-565-4641.

  • Convenience- easy-to-use, 24/7 online shopping experience
  • Customer Service- expert service through a dedicated call center
  • Monthly Payments- through a convenient monthly payment plan that fits your budget
Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc, in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA, and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida license #60023 and Oklahoma license #44198051), all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 800-752-6265.  This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. in CA, where Mechanical Repair Coverage is offered as insurnace (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state.  Be sure to read the Vehicle Service Contract of the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product.  MRC-2341946. 1-1218-0121 © CUNA Mutual Group 2018