Secured Loan Rates

(APR = Annual Percentage Rate)

Loan TypeMaximum Amount for Base APRBase APRType
Automobile (New)List Price4.25%*Fixed
Automobile (Used)NADA Retail Value4.25%*Fixed
Motorcycle (New)List Price5.50%*Fixed
Motorcycle (Used)NADA Retail Value5.50%*Fixed
Boat, Motor, Trailer (New)List Price9.80%*Fixed
Boat, Motor, Trailer (Used)NADA Retail Value10.70%*Fixed
Share CoveredAmount Pledged3.75%*Fixed
Certificate CoveredAmount Pledged4.00%*Fixed

Partially secured loans are available with any collateral (subject to signature loan limitations) – see Loan Officer for details.

*Rates displayed are the lowest offered. Terms displayed are the longest available. Your actual rate and term may vary. All rates are based on credit worthiness and subject to change without notice.

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2021 Holiday Schedule

  • New Years Day- Saturday, January 1, 2022 Closed
  • Dr. Martin Luther King Jr. Day- Monday, January 17, 2022 Closed
  • Presidents Day- Monday, February 21, 2022 Closed
  • Memorial Day- Monday, May 30, 2022 Closed
  • Juneteenth-Monday, June 20, 2022 Closed
  • Independence Day- Monday, July 4, 2022 Closed
  • Labor Day- Monday, September 5, 2022 Closed
  • Columbus Day- Monday, October 10, 2022 Closed
  • Thanksgiving- Thursday, November 24 & Friday, November 25, 2022 Closed
  • Christmas Day- Monday, December 26, 2022 Closed

Please contact a Family Horizons Loan Officer for current rates.