Secured Loan Rates

(APR = Annual Percentage Rate)

Loan TypeMaximum Amount for Base APRBase APRType
Automobile (New)List Price4.25%*Fixed
Automobile (Used)NADA Retail Value4.25%*Fixed
Motorcycle (New)List Price5.50%*Fixed
Motorcycle (Used)NADA Retail Value5.50%*Fixed
Boat, Motor, Trailer (New)List Price9.80%*Fixed
Boat, Motor, Trailer (Used)NADA Retail Value10.70%*Fixed
Share CoveredAmount Pledged3.75%*Fixed
Certificate CoveredAmount Pledged4.00%*Fixed

Partially secured loans are available with any collateral (subject to signature loan limitations) – see Loan Officer for details.

*Rates displayed are the lowest offered. Terms displayed are the longest available. Your actual rate and term may vary. All rates are based on credit worthiness and subject to change without notice.

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2024 Holiday Schedule

  • New Years Day- Monday, January 1, 2024 Closed
  • Dr. Martin Luther King Jr. Day- Monday, January 15, 2024 Closed
  • Presidents Day- Monday, February 19, 2024 Closed
  • Memorial Day- Monday, May 27, 2024 Closed
  • Juneteenth-Wednesday, June 19, 2024 Closed
  • Independence Day- Thursday, July 4, 2024 Closed
  • Labor Day- Monday, September 2, 2024 Closed
  • Columbus Day- Monday, October 14, 2024 Closed
  • Thanksgiving- Thursday, November 28 & Friday, November 29, 2024 Closed
  • Christmas Day- Wednesday, December 25, 2024 Closed

Please contact a Family Horizons Loan Officer for current rates.